How much time do first-time dog owners need to dedicate daily?

First-time dog owners should dedicate 1-2 hours daily for exercise, training, and care. High-energy breeds like Labradors need 60+ minutes of activity, while low-energy breeds like French Bulldogs need 30 minutes.

Best Dogs for First-Time Owners: Costs, Care & Insurance (2025 Guide)

Q: What is the easiest dog breed for first-time owners?

The Labrador Retriever is considered the easiest dog breed for first-time owners due to its friendly temperament, trainability, and moderate care requirements. They typically cost $35-$60/month to insure.

Q: How much does pet insurance cost for a first-time dog owner?

Pet insurance costs for first-time owners range from $25-$100/month depending on breed, age, and location. French Bulldogs average $60-$120/month while Labradors cost $35-$60/month.

Quick Answer: The best dogs for first-time owners are Labrador Retrievers, Golden Retrievers, Cavalier King Charles Spaniels, French Bulldogs, and Poodles. Insurance costs range from $25-$120/month depending on breed, with Labradors averaging $35-$60/month and French Bulldogs $60-$120/month.

First-Time Dog Owner FAQs

What is the easiest dog breed for first-time owners?

The Labrador Retriever is widely considered the easiest dog breed for first-time owners. According to the American Kennel Club, Labs have a friendly temperament, are highly trainable, and have moderate care requirements. They typically cost $35-$60/month to insure.

How much does pet insurance cost for a first-time dog owner?

Pet insurance costs vary significantly by breed and location:

Labrador Retriever: $35-$60/month
French Bulldog: $60-$120/month
Cavalier King Charles Spaniel: $40-$75/month
Golden Retriever: $45-$80/month

For more details, see our 2025 Pet Insurance Cost Guide.

What is the lowest maintenance dog for beginners?

The Cavalier King Charles Spaniel is one of the lowest maintenance options for beginners. They require:

Just 30 minutes of daily exercise
Moderate grooming (2-3 brushings per week)
Minimal space (great for apartments)

Top 5 Breeds for First-Time Owners

1. Labrador Retriever

Why they're great: Friendly, easy to train, adaptable

Care requirements: 60 mins daily exercise, weekly brushing

Average insurance cost: $35-$60/month

Health risks: Hip dysplasia, obesity (manage with diet)

2. French Bulldog

Why they're great: Low energy, apartment-friendly

Care requirements: 30 mins daily, weekly face cleaning

Average insurance cost: $60-$120/month (see NYC costs)

Health risks: Breathing issues, heat sensitivity

Breed Comparison at a Glance

Breed	Daily Exercise	Grooming	Insurance Cost	Good for Apartments
Labrador	60+ minutes	Weekly	$35-$60	With exercise
French Bulldog	30 minutes	Weekly	$60-$120	Yes
Cavalier Spaniel	30 minutes	2-3x/week	$40-$75	Yes

How Much Does Dog Ownership Cost?

How much should I budget for a first dog?

First-time owners should budget $1,000-$3,000 for the first year, including:

Initial costs: $500-$2,000 (adoption/purchase, supplies)
Annual food: $300-$700
Veterinary care: $300-$1,000
Insurance: $300-$1,400/year (see breakdown)

Ready to Find Your Perfect Dog?

Use our Pet Insurance Cost Estimator to get personalized insurance estimates for your chosen breed.